Can I purchase travel insurance after departure?

Ideally, if you are going on a trip, you should purchase travel insurance right before you leave. However, it is quite clear that for some people this may not be the case. Many travelers ask if it is possible to purchase travel insurance after departure. This can happen if your travel insurance has expired because you expired at a certain location, your policy has expired, or you simply forgot to take out travel insurance.

If you are already abroad and decide to buy insurance, you can still get coverage. Look for a reputable insurance company that offers travel insurance. The good news is that some insurance companies already offer this to travelers.

There are certain conditions for obtaining this type of travel insurance. Leading travel insurers provide such insurance under certain conditions. If you are under 65, you must not exceed 18 months outside your country of residence. If you are between 66 and 74 years old, you must not exceed 6 months outside your country of residence. You can also get this type of insurance if there have been no claims or any incidents leading up to a claim before. Here’s an example of the latter scenario: If you lost your laptop yesterday, you are not allowed to take out this type of insurance and file a claim for it.

What coverage will you actually get when you get your policy for already traveling?

  • 24/7 ambulance

If you are sick or injured, you can get emergency care 24 hours a day, 7 days a week, 365 days a year. Just call the hotline listed on your policy. It also covers medical expenses and transportation for emergency medical care.

  • Adventure cover

The policy provides standard coverage for adventure activities. Make sure you read what activities are covered and that you understand the terms.

  • Valuables

You can get this renewal option in your Already Traveling policy. You can protect your belongings while traveling, including your bags, tech gear, jewelry, and important travel documents.

Obviously, cancellation of a trip before a trip is not covered by this type of insurance. This is because you have already left your home country. We think we need to emphasize this because some travelers still ask this question, although the insurance is specifically for people who are already traveling.

Possibility to purchase travel insurance after departure. You can still get the coverage you need as a traveler. It is a convenient way to get travel insurance while you are already traveling. However, you should remember that if you purchase a policy while traveling, waiting periods and certain conditions do apply. Many travel insurance companies have 36 hours before full coverage can be claimed after purchasing the policy. However, some policies provide coverage right away. Review the policy and make sure you know when coverage applies.

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